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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Lillian is buying a home for $355,000. She is going to put down $75,000 as her down payment on her conventional loan. Will Lillian be required to pay private mortgage insurance?

A) Yes, PMI is required until she reaches 50% equity.
B) Yes, her down payment does not meet the requirements to eliminate PMI.
C) No, her down payment is large enough to avoid PMI.
D) No, but it depends solely on her credit score.

2. Why does the state require real estate professionals to obtain a license?

A) to protect the public interest
B) to create revenue for the state
C) to ensure collaboration with other state agencies regulating real estate
D) to comply with federal occupational licensing law

3. According to the Virginia Residential Landlord Tenant Act (VRLTA) what is the maximum amount a landlord may keep as a security deposit?

A) six months' rent
B) one month's rent
C) $2,000
D) two months' rent

4. An opinion of title, a certificate of title, a Torrens certificate, and title insurance are all examples of:

A) evidence of title
B) chain of title
C) equitable title
D) cloud on a title

5. Which of these is an example of a deed restriction?

A) A restriction in one subdivision development specifies that no boats or recreational vehicles may be kept on the street, driveway, or lot.
B) The city denies Darren a permit to open a pawn shop in a residential area.
C) Demi is required to file an environmental impact statement with the city before building a new subdivision.
D) Donald is required by the municipal government to have a certain number of bathrooms in his business.

Solutions: