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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question 1

The purpose of insurance Is to

A. transfer risk.
B. avoid risk.
C. increase risk.
D. reduce risk.

Question 2

Which of the following plans will provide a death benefit to the policy's beneficiary Income tax free?

A. Qualified Retirement.
B. Tax Sheltered Annuity.
C. Annuity.
D. Whole Life.

Question 3

To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within

A. 60 days.
B. 90 days.
C. 45 days.
D. 30 days.

Question 4

An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of
Insurance EXCEPT

A. a felony criminal conviction.
B. the sharing of commissions with another qualified agent.
C. the revocation of an insurance license held in another state.
D. a suspension from the National Association of Securities Dealers.

Question 5

Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?

A. Forgery
B. Misrepresentation
C. Coercion
D. Concealment

Solutions: